What is Your Money Personality?

By: Jody Mabry
Estimated Completion Time
4 min
What is Your Money Personality?
Image: Shutterstock

About This Quiz

Oh, money. We all love it, but few people have the same philosophy on how to make, spend, or manage money. The one thing people can agree on is that we all need more of it. So, how well do you manage your money? Take this quiz to see what your money personality is.
How much money is in your purse or wallet right now?
Over $100.
$50 to $100.
I have no idea.
Only $10 now, but in a few hours it could be a lot more.

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How do you usually pay for items?
Cash only.
My debit card.
Any means available.
By borrowing money.

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How do you pay your bills?
I pay online a week before they are due.
I pay online and often late.
Automatic deduction.
I'm not really into paying for bills.

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When you go shopping, how closely do you stick to your list?
I only bring enough cash with me for my list.
I tend to buy more than I need.
Why would I make a list?
I buy whatever I want.

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Are you open with others about how much money you have?
Not at all.
I try to be.
I can give them an idea, but usually I don't even know.
Sure, why not?

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Does anyone else know your ATM PIN?
Nope.
My significant other.
A few friends.
I'm pretty sure everyone does.

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Do you have multiple banking accounts?
Checking, savings, and several investment accounts.
I have a checking and savings accounts.
I have a checking account.
Multiple? I don't even have one.

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How do you invest your money?
I have a diverse portfolio.
An app.
My savings account.
The casino and lottery tickets.

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Do you buy new or used cars?
I take public transportation.
I buy used cars.
Whichever I like when I go looking.
I buy the flashiest car I find; usually new.

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What percent of your paycheck do you save for the future?
30 percent.
15 percent.
Less than 5 percent.
All of it goes to my future.

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Do you save your change?
Always.
I toss change in the closest drawer.
If I think about it.
Nope. Change is for chumps.

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Do you buy brand name items?
Never.
Usually.
Depends on what tastes better.
Always.

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How often do you eat out or order food for delivery?
Never.
Once or twice a week.
Three to five times a week.
Every day.

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Do you make anything at home to save money?
I try to make as much as I can: soap, cheese, pasta, etc.
I will dabble to make things, but not to save money.
I have in the past, but nothing significant.
That's a boring way to spend an afternoon.

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How do you get to work?
I walk or ride a bike.
I drive my car.
I ride with a friend.
I take public transportation.

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If a friend needs money, but doesn't ask for it, what do you do?
Say nothing.
Offer to help with a little.
Offer to give your friend everything they need.
Negotiate an agreement with interest.

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If you go out to eat with friends, how is the check split?
I wait to see if anyone offers to pay.
Everyone pays for their own meal, including drinks.
Split the bill equally.
I'll pay for it all.

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Who pays the bills in your relationship?
Me.
My significant other.
We split the bills.
I'm not in a relationship, probably because I don't pay my bills.

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What is an impulse item you can't turn down at the grocery store?
Candy.
Soda.
ChapStick.
Lottery tickets.

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How often do you tap into your savings account?
Never.
Once a month.
Once a week.
Wait! I have a savings account?

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Do you know about how much money is in your checking and savings account?
I know exactly how much.
I have an idea.
Not really.
Enough to gamble.

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Do you refer to your accounts before making a purchase?
No, but I immediately track the expense.
When I'm running low.
Depends how long it's been since I was paid.
Every time.

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How do you deposit money in your accounts?
I use direct deposit.
I use a mobile app.
I go into the bank.
I use a check cashing store.

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Where do you think you spend your most money?
Bills.
Groceries.
Random purchases.
Gambling.

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What is a good reason to lend someone money?
They are about to lose their home.
They see a cute outfit.
We are going out to eat and they are short.
If they want to pay me back with interest.

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Have you ever been to a casino?
Eck, never.
When I was younger.
I go with friends once in a while.
Not too often: once or twice a week...maybe more.

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Would you risk all of your money for a chance to triple your money?
Not a chance.
I doubt it.
Maybe, depends on the risk.
Every time.

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Do you have an addictive personality?
Only for saving money.
Nope.
A little one.
Well, this is my first quiz and I am addicted to quizzes, so...

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Would friends say you are always looking out for a big score?
No. I'm more of a turtle.
No, but it would be nice.
Depends on the situation.
Always.

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What is your favorite form of gambling?
A savings account.
Penny stocks.
A lottery ticket.
The blackjack table.

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You Got: